About Us
Who We Are
Founded in 1994 by a small team of professionals who looked at the banking sector differently, seeing the promise and use of technology as well as the growth in the non-regulated (shadow banking) lending markets. We understood the coming changes in core processing systems from old software built on format and accounting functions to new more flexible software allowing for dynamic credit risk management and information gathering needs. We recognized trends in applying Wall Street investment analytics to lending and investments banks held on balance sheets.
Over the last three decades we continue to see the trends shaping the lending industry and help our clients harness the benefits of technology and talent through mergers, acquisition, capital (investment) and fintech partnerships.
Our professionals are recognized as having broad and deep understanding of the rules, regulations and practices in the financial services sector. They distinguish themselves by the solutions they provide our customers, by accessing a diverse network of professionals with extensive knowledge of the specific space, what past solution worked or failed and why they may work in a new situation or be modified to be an ideal solution. We see possibilities in both opportunities and threats.
We pride ourselves on researching first, listening to key people second and then finding or creating the best solution to meet or customer's goals.
Our professionals are held to a high code of conduct because our founders were raised and mentored by those in the military and in Scouting. Our Code of Conduct:
Integrity, Courage, Commitment, Respect and Excellence In All We Do
From our M&A and capital markets advisory practice, to consulting on strategy and markets, our people are held in high regard by their professional piers and regulators.
MDI Investments Inc professionals have a solid track record of completing deals in challenging markets and economic environments. Our team works with clients through every step of a potential transaction – from conception to completion.
MDI Investments is affiliated with, and clears all securities through, Stonehaven, LLC, a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Insurance Protection Corporation (SIPC). Please visit www.Stonehaven-LLC.com for more information.
Why use MDI
MDI is the firm institutions call when the stakes are high, the structures are complex, and the path forward demands both capital‑markets precision and mission‑driven clarity. We don’t just advise—we architect systems that unlock liquidity, expand access, and create durable economic outcomes for lenders, fintechs, tribes, and housing‑finance partners. Our work is defined by execution, not theory. We bring Wall Street discipline, fintech speed, and public‑purpose alignment into one integrated advisory engine that consistently delivers measurable results.
Key Attributes
$3B+ in capital raised across structured finance, fintech lending, and specialty credit platforms
100+ transactions executed, including capital markets, M & A, structured products, and program design
Deep expertise in Shared Appreciation Mortgages, Community Seconds, and Down Payment Assistance program architecture
Trusted advisor to banks, fintech lenders, CDFIs, TDHEs, and mission‑driven housing organizations
Expert witness experience simplifying complex financial systems for courts, regulators, and institutional stakeholders
Capital‑markets fluency across warehouse lines, securitization, whole‑loan sales, and investor‑ready narrative development
Fintech go‑to‑market and commercial engine design- , including pricing, messaging, and lender‑partner acquisition
Regulatory alignment and program structuringinformed by real‑world execution, not academic theory
Executive‑ready communication synthesizing complexity into clear, actionable frameworks
A disciplined, transparent, and aligned operating philosophy that prioritizes measurable outcomes and long‑term value creation
Strategic Consulting— Whether your company is in need of capital, talent, new business lines or asset disposition and downsizing, MDI Investments and its network of professionals will provide a variety of financial and strategic assessments to evaluate growth opportunities, risks capital structure assessment, restructuring alternatives, succession planning and exit strategy analysis.
Search, Introduction and Transaction Coaching— Our clients like to negotiate and structure their own transactions. MDI provides introductions to key executives and coaching with personnel, corporate and regulatory insights to assist in transaction planning
Capital Initiatives — MDI Investments maintains a database of investors. It actively manages this database to track investors for viability, cash liquidity and investment criteria. Based on your company's needs and parameters, we screen our database for a match.
Due Diligence Review & Analysis — MDI’s professional team will identify and quantify operational or structural issues and risks that are critical to a client’s decision to move forward with a transaction. Our due diligence strategy is efficient and cost effective. We focus on tackling the biggest risks first, to make sure there are no major surprises along the way.
Banking and Regulatory Legal Counsel — We work with lawyers whose practices cover all relevant work in public and private capital-raising transactions, corporate reorganizations and restructurings, mergers and acquisitions, preparation of federal securities reports, federal and state securities compliance matters, the full range of bank regulatory issues and general corporate law.
The attorneys with whom we work also advise private investors, including private equity funds and hedge funds, on investing in financial institutions. They have extensive experience with proxy contests and matters concerning shareholder relations as well as corporate governance, including compliance.
Our Management
Michael Iannaccone
Founder and President
Mike Iannaccone has been a consultant, investment banker and equity research analyst focused exclusively on the financial services sector for over 30 years. He provides pragmatic solutions for strategic planning, corporate finance, mergers, acquisitions partnerships and financial modeling services. Throughout his career he completed 43 Merger & Acquisitions assignments, raised over $2 billion in capital through IPO, secondaries and private placements and structured over $1 billion in debt for financial service companies. Moreover, with Mr. Iannaccone assistance, five depositories were able to stave-off FDIC receiverships.
From 1998 to 2009 Mr. Iannaccone held Managing Director roles at Performance Trust Capital Partners, Howe Barnes Investments and Fox-Pitt Kelton, respectively. Prior to 1998, Mr. Iannaccone held Senior Vice President roles in Investment Banking at Keefe, Bruyette, & Woods, Inc., and Adams Cohen Securities, respectively. Mr. Iannaccone was also an equity research analyst for five years achieving a 32% IRR on recommendations.
Presently, Mr. Iannaccone serves on the Advisory Board of several fintech startups in the consumer lending and real estate product space.
Mr. Iannaccone has been hired by law firms as an expert witness on bank valuations, corporate governance and stock offering procedures. He has been quoted in over one hundred articles by media sources including the Wall Street Journal, Crain's Business, First Business News and S&P Market Intelligence and Chicago Tribune.
Mr. Iannaccone earned an MBA from Northwestern University’s Kellogg Graduate School of Business and a earned a Bachelor of Science in Computer Science from Saint John's University in New York.
https://www.linkedin.com/in/miannaccone/
A Message from MDI’s President
“MDI’s business philosophy can be summed up this way: we care deeply about the success of our clients,” said Mike Iannaccone. “We demonstrate our dedication by delivering personalized service, handling all client requests with a sense of urgency and producing results. We may go light on the sugar and spice, but our clients appreciate our willingness to be candid and convey straight-forward answers,” he continued. “We provide our clients with focus and execution, not ‘a deal of the week’ service. We will not be locked into the standard view. Our team offers terrific problem-solving skills that lead to creative solutions during years of exceptional growth as well as turbulent times. We’re in this business to build satisfying, productive, long-term relationships…with you.”