About Us
Who We Are
MDI Investments Inc. was founded in 1994 by a team of financial professionals who saw the industry's future before it arrived. We recognized early that technology would fundamentally reshape banking, that non-regulated lending markets would grow into a force that traditional institutions could no longer ignore, and that the analytical tools of Wall Street would eventually become essential to every balance sheet — not just the largest ones.
Three decades later, that foresight is our foundation.
We advise fintech companies, community banks, and asset managers navigating an industry that rewards those who move with precision and punishes those who move too late. Whether you are a fintech seeking a regulated bank partner, a community bank evaluating a core system migration or a strategic acquisition, or an asset manager looking to deploy capital into lending-adjacent opportunities, MDI brings the experience, the network, and the intellectual honesty to help you act decisively.
Our professionals are recognized for their deep command of financial services regulation, credit risk, capital markets, and technology integration — not in the abstract, but at the transaction level. We have seen what works, what fails, and why the difference often comes down to execution, timing, and the quality of the team around the table. We build that table for our clients.
Our process is disciplined: we research first, listen carefully to the people who know the business from the inside, and only then identify or construct the solution that fits your specific goals — not a template, not a recycled playbook.
MDI was built by people shaped by service — military backgrounds and the values of Scouting — and that heritage defines how we operate. Our professionals are held to an uncompromising code of conduct, because the trust our clients place in us is the most valuable asset we manage. Our Code of Conduct:
Integrity, Courage, Commitment, Respect and Excellence In All We Do
From our M&A and capital markets advisory practice, to consulting on strategy and markets, our people are held in high regard by their professional peers and regulators.
MDI Investments Inc. professionals have a solid track record of completing deals in challenging markets and economic environments. Our team works with clients through every step of a potential transaction – from conception to completion.
Why use MDI
MDI is the firm institutions call when the stakes are high, the structures are complex, and the path forward demands both capital‑markets precision and mission‑driven clarity. We don’t just advise—we architect systems that unlock liquidity, expand access, and create durable economic outcomes for lenders, fintechs, tribes, and housing‑finance partners. Our work is defined by execution, not theory. We bring Wall Street discipline, fintech speed, and public‑purpose alignment into one integrated advisory engine that consistently delivers measurable results.
Key Attributes
$3B+ in capital raised across structured finance, fintech lending, and specialty credit platforms
100+ transactions executed, including capital markets, M & A, structured products, and program design
Deep expertise in Shared Appreciation Mortgages, Community Seconds, and Down Payment Assistance program architecture
Trusted advisor to banks, fintech lenders, CDFIs, TDHEs, and mission‑driven housing organizations
Expert witness experience simplifying complex financial systems for courts, regulators, and institutional stakeholders
Capital‑markets fluency across warehouse lines, securitization, whole‑loan sales, and investor‑ready narrative development
Fintech go‑to‑market and commercial engine design, including pricing, messaging, and lender‑partner acquisition
Regulatory alignment and program structuring informed by real‑world execution, not academic theory
Executive‑ready communication synthesizing complexity into clear, actionable frameworks
A disciplined, transparent, and aligned operating philosophy that prioritizes measurable outcomes and long‑term value creation
Strategic Consulting— Whether your company is in need of capital, talent, new business lines or asset disposition and downsizing, MDI Investments and its network of professionals will provide a variety of financial and strategic assessments to evaluate growth opportunities, risks capital structure assessment, restructuring alternatives, succession planning and exit strategy analysis.
Search, Introduction and Transaction Coaching— Our clients like to negotiate and structure their own transactions. MDI provides introductions to key executives and coaching with personnel, corporate and regulatory insights to assist in transaction planning
Capital Initiatives — MDI Investments maintains a database of investors. It actively manages this database to track investors for viability, cash liquidity and investment criteria. Based on your company's needs and parameters, we screen our database for a match.
Due Diligence Review & Analysis — MDI’s professional team will identify and quantify operational or structural issues and risks that are critical to a client’s decision to move forward with a transaction. Our due diligence strategy is efficient and cost effective. We focus on tackling the biggest risks first, to make sure there are no major surprises along the way.
Banking and Regulatory Legal Counsel — We work with lawyers whose practices cover all relevant work in public and private capital-raising transactions, corporate reorganizations and restructurings, mergers and acquisitions, preparation of federal securities reports, federal and state securities compliance matters, the full range of bank regulatory issues and general corporate law.
The attorneys with whom we work also advise private investors, including private equity funds and hedge funds, on investing in financial institutions. They have extensive experience with proxy contests and matters concerning shareholder relations as well as corporate governance, including compliance.
Our Management
Michael Iannaccone
Founder and President
Mike Iannaccone has been a consultant, investment banker and equity research analyst focused exclusively on the financial services sector for over 30 years. He provides pragmatic solutions for strategic planning, corporate finance, mergers, acquisitions, and partnerships and financial modeling services. Throughout his career he completed 43 Mergers & Acquisitions assignments, raised over $2 billion in capital through IPO, secondaries and private placements and structured over $1 billion in debt for financial service companies. Moreover, with Mr. Iannaccone's assistance, five depositories were able to avert FDIC receiverships.
From 1998 to 2009 Mr. Iannaccone held Managing Director roles at Performance Trust Capital Partners, Howe Barnes Investments and Fox-Pitt Kelton, respectively. Prior to 1998, Mr. Iannaccone held Senior Vice President roles in Investment Banking at Keefe, Bruyette, & Woods, Inc., and Adams Cohen Securities, respectively. Mr. Iannaccone was also an equity research analyst for five years achieving a 32% IRR on recommendations.
Presently, Mr. Iannaccone serves on the Advisory Board of several fintech startups in the consumer lending and real estate product space.
Mr. Iannaccone has been hired by law firms as an expert witness on bank valuations, corporate governance and stock offering procedures. He has been quoted in over one hundred articles by media sources including the Wall Street Journal, Crain's Business, First Business News and S&P Market Intelligence and Chicago Tribune.
Mr. Iannaccone earned a MBA from Northwestern University’s Kellogg Graduate School of Business and earned a Bachelor of Science in Computer Science from Saint John's University in New York.
https://www.linkedin.com/in/miannaccone/
A Message from MDI’s President
“MDI’s business philosophy can be summed up this way: we care deeply about the success of our clients,” said Mike Iannaccone. “We demonstrate our dedication by delivering personalized service, handling all client requests with a sense of urgency and producing results. We may go light on the sugar and spice, but our clients appreciate our willingness to be candid and convey straightforward answers,” he continued. “We provide our clients with focus and execution, not ‘a deal of the week’ service. We will not be locked into the standard view. Our team offers terrific problem-solving skills that lead to creative solutions during years of exceptional growth as well as turbulent times. We’re in this business to build satisfying, productive, long-term relationships…with you.”